COMPARE FUNDING

Salix Decarbonisation Loan vs PSDS Phase 4 — Compared

The two main capital funding routes for UK FE college solar. Side-by-side comparison, decision matrix, and combined-bid strategy.

Both Salix-administeredBoth DESNZ-funded
Should an FE college use Salix Decarbonisation Loan or PSDS Phase 4 for solar?
As of August 2026, neither is an open application route for an English college. PSDS Phase 4 took its final applications on 25 November 2024 (delivery runs to 31 March 2028; government confirmed on 12 June 2025 there will be no further PSDS investment), and Salix lists no open loan or grant scheme for England. Salix loans remain open in Wales (Wales Funding Programme: 2.45% fixed, up to 100% of costs) and Scotland (SPSEELS: 0%, up to 12-year payback). So the real question is: do you already hold a Phase 4 grant offer letter, and which nation are you in?
PSDS Phase 4 (England)
Closed 25 Nov 2024; delivery to 31 Mar 2028
Salix England
No open loan or grant (Aug 2026)
Wales — WFP
Open: 2.45% fixed, up to 100%
Scotland — SPSEELS
Open: 0%, up to 12-yr payback

PSDS vs Salix: which one fits your college in 2026?

As of August 2026 neither route is an open "apply now" window for an English college, so the historical comparison below needs a status check first. PSDS Phase 4 — the final phase, funded at £940m across 2025/26–2027/28 — took applications from 9 October to 25 November 2024, and on 12 June 2025 government confirmed no further investment beyond projects already awarded; those awards must complete by 31 March 2028. On the loan side, Salix's England pages now list grant schemes only, and the England Recycling Fund closed and moved to repayment on 31 March 2025. Interest-free or fixed-rate Salix loans remain open in Scotland and Wales.

Your scenarioCapex / grant bandTimescaleCarbon per £Fit in 2026
1. Already hold a Phase 4 grant offer letterFE college awards on the gov.uk list run £211k (Bedford College Group) to £4.91m (Middlesbrough College)Deliver by 31 March 2028Grant carbon cost capped at £510/tCO2e lifetime; ≥12% recipient contributionPSDS — protect the award, don't re-scope
2. English college, standalone PV or PV + batteryAnyNo PSDS or Salix England window open (Aug 2026)No scoring gate appliesNeither today — reserves, borrowing, FECCA where its rules fit, or a PPA
3. Welsh collegeUp to 100% of project costApplications open; funding confirmations awaited (Salix note, 9 April 2026)£350/tCO2e with a 10-year paybackSalix — Wales Funding Programme (2.45% fixed)
4. Scottish collegeUp to 100% of eligible compliant costsMain loan open from 12 February 2026; the dedicated GB Energy solar pot within SEELS is closed — confirm PV eligibility with Salix Scotland£305/tCO2e lifetimeSalix — Scottish SPSEELS (0%, up to 12-yr payback)

Where a route still applies, the mechanics are covered in our guide to how the Salix loan route works for colleges and in delivering a PSDS Phase 4 award as an FE college. If you sit in scenario 2, the practical alternatives are reserves, borrowing or a power purchase agreement — and note Phase 4 PSDS only funded PV as a supporting measure in a building being heated by a PSDS-funded low-carbon heat source (earlier phases, notably Phase 1 in 2020, did fund standalone PV and LED).

Sources: Salix — Phase 4 PSDS; Salix, 12 June 2025; GOV.UK Phase 4 grant recipients (updated 4 December 2025: 207 organisations, 245 projects, £816.6m); England Recycling Fund; Wales Funding Programme; Scottish SEELS.

Historical comparison (how the two schemes worked while both ran)

DimensionSalix Decarbonisation LoanPSDS Phase 4
TypeInterest-free loan100% capital grant
RepaymentYes — from energy savings (Scotland: up to 12 years; Wales: 10-year payback criterion)No
Typical scaleScotland: £5k minimum, no maximum; Wales: up to 100% of costsFE awards on the Phase 4 recipient list: £211k–£4.91m
Application route (while open)Assessed by the Salix technical team (2026 guidance: ~3 weeks for the open national loans)Fixed application window (Phase 4: 9 Oct–25 Nov 2024)
Scoring thresholdNone (energy savings must be auditable)~0.6-0.8 tCO2e per £100 of grant
Pure-PV scoringApproved if savings are auditableUsually below threshold — bundle required
Bundle requirementsNone — can be PV onlyBundle with heat pump / fabric scores highest
Corporation board approvalRequiredRequired
FE eligibilityYes (since Nov 2022 ONS reclass)Yes (since Nov 2022 ONS reclass)
Multi-site portfolioYes — single bid supportedYes — bundled bids supported
Year-1 net positionCash-flow positive (savings > repayment)Cash-flow positive (no repayment)
25-year NPVStrong (corp owns full benefit post-repayment)Stronger (no repayment at all)
Application difficultyLow-mediumHigh (competitive scoring)
Success rate~85% of well-prepared FE applications~25% of all bids; ~50% of bundled bids

When to choose Salix

When to choose PSDS Phase 4

When to combine both (most ambitious projects)

Many of the most ambitious FE solar programmes use both Salix and PSDS Phase 4 in parallel:

A worked example — combined Salix + PSDS bid

An East Midlands group corp ran a £1.31m total programme across 8 campuses:

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